Chase
United QuestSM Card
TravelAirlineDiningNo Foreign Transaction FeesIntro OfferExcellent Credit
Key Features
| Annual Fee | $350.00 |
| Regular APR | 19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR. |
| Network | Visa |
Read the full review
Best for those with
Good Credit
About this card
Considering the provided ratings and details, the United Quest Card receives an overall rating of 2.8 out of 5. The high APR (1.5/5.0) and significant annual fee (2.5/5.0) are major drawbacks, pulling down the overall score. While the rewards program (3.8/5.0) is decent, especially for United loyalists, it doesn't fully compensate for the high costs. Without a reputation rating, it's difficult to assess the card's overall market standing, but the high APR and annual fee significantly limit its value proposition for the average consumer. The card is best suited for frequent United flyers who can maximize the travel credit and other airline-specific benefits to offset the costs.
2.8
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Luxury perks
- Automatic elite status
Things to consider
- High annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 70,000 bonus miles + 1,000 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
- Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
Rewards
- 8x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 3x miles on entire United purchase with the United Quest Card. Premier members earn even more.
- 3x miles on all other eligible United purchases
- 5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers
- 2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.
- 2x miles on dining including eligible delivery services.
- 2x miles on select streaming services.
- 1x mile on all other purchases.
Other features
- $200 annual United travel credit
- Annual 10,000-mile award flight discount
- Earn a 10,000-mile eligible award flight discount each year
- Free first and second checked bags - savings of up to $360 per roundtrip
- Earn 2 global Economy Plus® seat upgrades
- Priority boarding
- Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
- 25% back on United inflight and Club premium drink purchases
- Premier upgrades on award tickets
- No foreign transaction fees
- Renowned Hotels and Resorts for United® Cardmembers
- United Card Events from Chase and United MileagePlus Exclusive Events
- Receive 1,000 Card Bonus Premier qualifying points (PQP) each year
- Earn up to 18,000 Premier® qualifying points (PQP)
- Over $850 in annual partner credits
- Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers
- Up to $100 in credits on rideshare purchases annually
- Up to $80 in United travel credits on Avis or Budget purchases
- Up to $180 in Instacart credits
- Up to $150 in credits on JSX purchases annually
- Contactless - Just Tap To Pay
- Trip Cancellation and Interruption Insurance
- Baggage Delay Insurance
- Lost Luggage Reimbursement
- Visa Concierge
- Trip Delay Reimbursement
- Auto Rental Coverage
- Purchase Protection
- Extended Warranty Protection
- Apply for a card, use it the same day
- 3-Month Complimentary Instacart+ Membership
Ratings
3.8
3.8
3.8
1.5
2.5