Wells Fargo
Wells Fargo Attune® Card
Key Features
| Annual Fee | $0.00 |
| Intro APR | 0% intro APR for 12 months from account opening on purchases. |
| Regular APR | 18.49%, 24.49%, or 28.49% variable APR thereafter. |
| Network | Mastercard |
About this card
The Wells Fargo Attune® Card is a solid card with a few key strengths and weaknesses. The standout feature is the 4% cash back on specific categories like self-care, sports/recreation/entertainment, and impactful purchases, making it valuable for a niche audience. The $0 annual fee and intro APR offer further enhance its appeal. However, the high regular APR and limited bonus categories for everyday spending hold it back. Considering Wells Fargo's reputation and the card's targeted appeal, a 3.4 rating reflects a good card with specific advantages.
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Cell phone protection
Things to consider
- High regular APR
- Limited rewards categories
- Requires good or excellent credit
What this card offers
Sign-up bonuses
- Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months.
Rewards
- Plus, earn 4% cash rewards on many categories
- Earn unlimited 4% cash rewards on:
- Self-Care
- Select Sports, Recreation, and Entertainment
- Impactful Purchases
- Plus, earn 1% cash rewards on other purchases
Other features
- Cellular Telephone Protection
- Get up to $600 of cell phone protection per claim against damage, theft, and unintended separation when you pay your monthly phone bill with your Attune Card. Subject to a $25 deductible.
- Mastercard Global Servicetrademark™
- Wherever you are, you can always count on Mastercard Global Services for any card-related need.
- Mastercard ID Theft Protectiontrademark™
- Identity theft hurts, but Mastercard can help – for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we are there for you 24/7. Simply visit mastercardus.idprotectiononline.com or call 1-800-Mastercard.
- Zero Liability Protection
- Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.
- Auto Rental Collision Damage Waiver
- Pay for rental cars using an eligible credit card and get reimbursed for covered damage or theft.
- Concierge Service
- A personal assistant ready to help 24/7, worldwide: worldeliteconcierge.mastercard.com.
- Mastercard Travel and Lifestyle Services
- Enjoy added peace of mind and a worry-free stay. If you experience problems with your 3-star or higher rated hotel, contact a lifestyle concierge, 24/7, who will work directly with your hotel to help resolve the issue.
- Recycled Material
- Your Attune Credit Card is made of recycled plastic.
- Paperless Statements
- Once enrolled in Wells Fargo Online®, your card statements and Terms and Conditions packet will automatically be delivered digitally (unless you request paper copies) for a secure option that’s easy to manage. Just another way your card helps reduce paper waste.
- Contactless Cards
- Tap your card where you see the Contactless Symbol and speed through checkout! wellsfargo.com/tap
- My Wells Fargo Deals
- Through My Wells Fargo Deals, you have access to personalized deals from a variety of merchants. Activate your deals, then shop, dine or enjoy an experience using an eligible Wells Fargo card. It’s an easy way to earn cash back as an account credit.
- Credit Close-Up®
- With Credit Close-Up® you own the skills to help understand and track your FICO® Score, raise it, or maintain it. Enroll to receive monthly FICO® Score updates and personalized credit insights. It’s complimentary to Wells Fargo Online® customers and using it won’t negatively affect your score.
Additional Notes
Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now to take advantage of this offer. You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 6 months. You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.