Review
American Express Blue Cash Preferred® Card Review: Top Cash Back for Groceries and Streaming
Is the Blue Cash Preferred® Card right for you? We break down its cash-back categories, perks, and fees to help you decide if this Amex card is the right fit for your wallet.
American Express
Blue Cash Preferred® Card
| Annual Fee | $95.00 |
| Regular APR | then a variable APR, 19.49% to 28.49%. |
| Intro APR | 0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.49% to 28.49%. |
| Rewards Rate | 1%-6% Cash Back |
| Sign-up Bonus | $250 Back |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Intro APR period
- High rewards rate
- Cashback on purchases
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The Blue Cash Preferred Card earns a 4.2 overall rating due to its exceptional rewards program and strong reputation, offset slightly by its APR and fees. The card shines with its high cash-back rates on common spending categories like groceries and...