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Review

American Express Business Gold Card Review: Big Rewards on Top Business Spending

Looking for a business card that adapts to your spending? The Amex Business Gold card offers 4X points on your top two spending categories, plus valuable credits, making it a strong contender for maximizing rewards.

Annual Fee$375.00
Regular APR
APR on purchases will be a variable rate, 17.74% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.
Rewards Rate1x-4x Membership Rewards points
Sign-up BonusUp to 200,000 Membership Rewards

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate on select categories
  • Statement credits on select purchases

Things to consider

  • High annual fee
  • High regular APR
  • Limited rewards categories
  • Rewards cap

Benefits

Drawbacks

Decision Guidance

Summary

The American Express Business Gold Card is a solid card with some notable strengths and weaknesses, meriting an overall rating of 3.4. Its most significant strength lies in the flexible and potentially lucrative rewards program, offering 4x points on...