Review
American Express Platinum Card® Review: Luxury Travel Perks for the Avid Traveler
Eager to elevate your travel game? Our review unpacks the American Express Platinum Card's luxury perks, from lounge access to statement credits, to help you decide if it's worth the annual fee.
American Express
Platinum Card®
| Annual Fee | $895.00 |
| Regular APR | APR for Pay Over Time Feature: 19.49% to 28.49% variable APR on eligible charges. |
| Rewards Rate | 1x-5x points |
| Sign-up Bonus | Up to 175,000 points |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on flights and hotels
- Luxury perks
- Lounge membership
- Statement credits for various services
Things to consider
- High annual fee
- High regular APR
- Limited rewards categories
- Requires enrollment for some credits
Benefits
Drawbacks
Decision Guidance
Summary
The Platinum Card from American Express is a premium travel and lifestyle card with a high annual fee and a complex rewards structure. Its strengths lie in its generous sign-up bonus, high rewards rate on flights and hotels, extensive luxury perks (l...