Review
Atmos™ Rewards Summit Visa Infinite® Credit Card Review: Premium Travel Perks for Airline Loyalists
Frequent flyers of Alaska and Hawaiian Airlines, take note! The Atmos™ Rewards Summit Visa Infinite® Card offers big rewards and perks, like lounge access and free baggage, but is the $395 annual fee worth it for you?
| Annual Fee | $395.00 |
| Regular APR | Standard APR 19.49% - 27.49% variable |
| Intro APR | None |
| Rewards Rate | 1x–3x Points |
| Sign-up Bonus | Up to 80,000 bonus points |
| Other Fees | Balance Transfer Fee 4% of each transaction |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Lounge membership
- Luxury perks
- Transfer partners
Things to consider
- High annual fee
- High regular APR
- High balance transfer fee
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The Atmos™ Rewards Summit Visa Infinite® Card is a mixed bag, largely due to the contrast between its enticing rewards program and its high fees and reported issues with the issuer, Bank of America. Its strengths lie in its generous sign-up bonus, hi...