Review
Bank of America BankAmericard® Credit Card for Students Review: Long intro APR for students
Looking for a student card with a long 0% intro APR? This BankAmericard® Credit Card for Students review dives deep into its benefits and drawbacks to help you decide if it's the right fit for your needs.
Bank of America
BankAmericard® Credit Card for Students
| Annual Fee | $0.00 |
| Regular APR | 14.49% - 24.49% variable |
| Intro APR | Introductory 0% APR for your first 18 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. |
| Other Fees | 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
Things to consider
- High regular APR
- No sign-up bonus
- No rewards
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The BankAmericard® Credit Card for Students earns an overall rating of 2.8. While it boasts a valuable 0% introductory APR for 18 billing cycles, its lack of rewards and potentially high regular APR significantly limit its appeal. The absence of an a...