Review
Bank of America Customized Cash Rewards Secured Credit Card Review: Earn Rewards While Building Credit
Looking to build credit without sacrificing rewards? This Bank of America secured card offers an impressive cash back program, including 3% back in a category of your choice. Read on to see if it's the right fit for you.
| Annual Fee | $0.00 |
| Regular APR | Standard APR 27.49% variable |
| Intro APR | None |
| Rewards Rate | 3% and 2% Cash Back |
| Other Fees | Balance Transfer Fee 4% of each transaction |
Overview
Pros & Cons
What's great
- No annual fee
- Cashback on purchases
- Low credit score requirement
Things to consider
- High regular APR
- No sign-up bonus
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Bank of America® Customized Cash Rewards Secured Credit Card is a solid choice for individuals looking to build or rebuild their credit while earning rewards. Its strengths lie in its customizable cash back program, particularly the 3% cash back...