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Review

Bank of America Norwegian Cruise Line® World Mastercard® Review: Solid Rewards for NCL Cruisers

If you're a Norwegian Cruise Line loyalist, the Norwegian Cruise Line® World Mastercard® could be your ticket to savings! Earn points towards your next cruise with a solid rewards program, all with no annual fee.

Annual Fee$0.00
Regular APR
Standard APR 17.49% - 27.49% variable
Intro APRIntroductory APR None
Rewards Rate1x–3x points
Sign-up Bonus20,000 bonus points
Other Fees
Balance Transfer Fee 4% of each transaction

Overview

Pros & Cons

What's great

  • No annual fee
  • Sign-up bonus
  • No foreign transaction fees
  • Rewards on purchases

Things to consider

  • High regular APR
  • Balance transfer fee

Benefits

Drawbacks

Decision Guidance

Summary

The Norwegian Cruise Line® World Mastercard® is a niche card best suited for loyal Norwegian Cruise Line customers. Its strengths lie in the absence of an annual fee and foreign transaction fees, coupled with a decent rewards rate on NCL purchases. H...