Review
Bank of America Royal Caribbean Visa Signature Credit Card Review: Cruise Perks for Royal Caribbean Fans
Looking for cruise perks? The Royal Caribbean Visa Signature card earns you points towards your next vacation at sea. Read our review to see if the card's perks and rewards are a good fit for your cruising habits.
Bank of America
Royal Caribbean Visa Signature Credit Card
| Annual Fee | $0.00 |
| Regular APR | Standard APR 17.49% - 27.49% variable |
| Intro APR | Introductory APR None |
| Rewards Rate | 1x–2x MyCruise points |
| Sign-up Bonus | 30,000 MyCruise bonus points |
| Other Fees | Balance Transfer Fee 4% of each transaction |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Rewards on purchases
Things to consider
- High regular APR
- Limited rewards categories
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Royal Caribbean Visa Signature Credit Card is a niche product, best suited for loyal Royal Caribbean cruisers. Its strengths lie in the absence of an annual fee and a decent sign-up bonus. The 2x rewards on Royal Caribbean purchases is a plus for...