Review
Bank of America® Customized Cash Rewards Credit Card Review: Choose Your Bonus Rewards
Looking for a flexible cash-back card? With the Bank of America® Customized Cash Rewards credit card, you get to choose how you earn 3% cash back, plus enjoy a $200 bonus.
| Annual Fee | $0.00 |
| Regular APR | Standard APR 17.49% - 27.49% variable |
| Intro APR | 0% Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. |
| Rewards Rate | 3% and 2% Cash Back |
| Sign-up Bonus | $200 cash rewards bonus |
| Other Fees | 3% Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- No annual fee
- Intro APR period
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- Limited rewards categories
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Bank of America® Customized Cash Rewards Credit Card is a solid, good card. Its strengths lie in its customizable rewards categories, no annual fee, and sign-up bonus. The ability to choose a 3% cash back category is valuable, and the 2% back at...