Review
Bank of America® Unlimited Cash Rewards Credit Card for Students Review: Great cash back and intro APR for students
Looking for a student card that offers great cash back and a long intro APR period? The Bank of America® Unlimited Cash Rewards Credit Card for Students might be the perfect fit.
| Annual Fee | $0.00 |
| Regular APR | 17.49% - 27.49% variable |
| Intro APR | 0% Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.49% to 27.49% will apply. |
| Rewards Rate | 1.5% cash back on all purchases |
| Sign-up Bonus | $200 online cash rewards bonus |
| Other Fees | 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. No transfer fees. Other fees may apply. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
Things to consider
- High regular APR
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Bank of America® Unlimited Cash Rewards Credit Card for Students is a solid choice for students seeking a straightforward cash-back card with no annual fee. Its strengths lie in the generous sign-up bonus, decent 1.5% unlimited cash back, and int...