Review
BankAmericard® Credit Card Review: Long Intro APR for Purchases and Balance Transfers
Interested in a credit card that helps you save money on interest? Then explore our review of the BankAmericard® Credit Card, known for its long 0% intro APR on purchases and balance transfers.
Bank of America
BankAmericard® Credit Card
| Annual Fee | $0.00 |
| Regular APR | 14.49% - 24.49% variable After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply. |
| Intro APR | Introductory 0% APR for your first 18 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. |
| Other Fees | 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- No penalty APR
Things to consider
- High regular APR
- No sign-up bonus
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The BankAmericard® Credit Card is primarily valuable for its introductory 0% APR period on purchases and balance transfers. The absence of an annual fee and the no-penalty APR feature are also positive attributes. However, the card lacks any ongoing...