Review
Capital One BJ’s One® Mastercard® Review: Great Rewards for BJ's Wholesale Club Members
If you're a BJ's Wholesale Club member, the Capital One BJ’s One® Mastercard® could be your ticket to savings! Get the full scoop on how its rewards and discounts can add up.
Capital One
BJ’s One® Mastercard®
| Annual Fee | $0.00 |
| Regular APR | PURCHASE RATE 19.99% or 28.99% |
| Rewards Rate | 1.5%-3% back, 10¢ off/gallon |
| Sign-up Bonus | No signup bonus |
Overview
Pros & Cons
What's great
- No annual fee
- Cashback on purchases
Things to consider
- High regular APR
- No sign-up bonus
- Limited rewards categories
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The BJ's One Mastercard earns an overall rating of 3.0, which falls into the 'Good' category. This card is a solid option for frequent BJ's Wholesale Club shoppers due to its rewarding cashback structure at BJ's stores and gas stations, coupled with...