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Review

Capital One Spark 1.5% Cash Select Review: Great Bonus and Flat-Rate Rewards

Looking for a straightforward business card with solid rewards? The Capital One Spark 1.5% Cash Select offers a generous $750 bonus, unlimited 1.5% cash back, and no annual fee, making it a smart choice for everyday business expenses.

Annual Fee$0.00
Regular APR
Purchase Rate 16.74% - 22.74% variable APR based on your creditworthiness.
Rewards Rate1.5% Cash Back, 5% travel
Sign-up Bonus$750 cash bonus

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • No annual fee
  • No foreign transaction fees
  • Free employee cards

Things to consider

  • High regular APR
  • Requires excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The Spark 1.5% Cash Select card is a good option for small businesses seeking a straightforward cash-back rewards program with no annual fee. Its strengths include a solid rewards rate of 1.5% cash back on all purchases, plus 5% on hotels and rental...