Review
Capital One Spark 2% Cash Review: Simple, flat-rate rewards for business spending
Is the Capital One Spark 2% Cash card the right choice for your business? We break down its unlimited 2% cash back, valuable sign-up bonus, and key features to help you decide.
Capital One
Spark 2% Cash
| Annual Fee | $95.00 |
| Regular APR | Purchase rate 24.49% variable APR. |
| Rewards Rate | 2% Cash Back, 5% travel |
| Sign-up Bonus | $1,000 cash bonus |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Cashback on purchases
- Free employee cards
Things to consider
- Annual fee
- High regular APR
- Requires excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The Capital One Spark 2% Cash card is a solid choice for small businesses, meriting an overall rating of 3.5. Its primary strength lies in its straightforward and generous 2% cash back on all purchases, simplifying rewards earning. The sign-up bonus...