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Review

Chase Freedom Rise® Credit Card Review: Great Card for Building Credit and Earning Rewards

Looking to build your credit history while earning rewards? The Chase Freedom Rise® Credit Card offers a simple, flat-rate rewards structure and a clear path to upgrading to better cards in the future.

Annual Fee$0.00
Regular APR
25.24Min. of (6.75+18.49) and 29.99% variable APR.
Rewards Rate1.5% cash back on all purchases
Sign-up Bonus$25 statement credit for auto-pay

Overview

Pros & Cons

What's great

  • No annual fee
  • Sign-up bonus
  • Cashback on purchases
  • Low credit score requirement

Things to consider

  • High regular APR
  • Limited rewards categories

Benefits

Drawbacks

Decision Guidance

Summary

The Chase Freedom Rise® is a decent starter card, primarily aimed at individuals with limited or fair credit seeking to build their credit history. Its strengths include a $0 annual fee and a straightforward 1.5% cash back rewards program, which is e...