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Review

Chase Freedom Unlimited® Credit Card Review: Top-Tier Cash Back with No Annual Fee

Looking for a no-annual-fee card that packs a punch? Our review dives deep into Chase Freedom Unlimited®'s impressive cash back, intro APR, and valuable perks to help you decide if it's the right fit for your wallet.

Annual Fee$0.00
Regular APR
After the intro period, a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%.
Intro APR0% intro APR for 15 months from account opening on purchases and balance transfers.
Rewards Rate1.5% - 5% Cash Back
Sign-up Bonus$200 bonus
Other Fees
Balance transfer fee applies, see pricing and terms for more details.

Overview

Pros & Cons

What's great

  • No annual fee
  • Intro APR period
  • Generous sign-up bonus
  • Cashback on purchases

Things to consider

  • High regular APR
  • Limited rewards categories

Benefits

Drawbacks

Decision Guidance

Summary

The Chase Freedom Unlimited card is a solid choice for consumers seeking a no-annual-fee card with decent rewards and an intro APR period. The rewards program is a key strength, offering bonus cash back on dining, drugstores, and travel booked throug...