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Review

Chase IHG One Rewards Premier Business Credit Card Review: Ideal for IHG Loyalists

Is the IHG One Rewards Premier Business Credit Card the right choice for your business? Earn up to 26x points on IHG stays, get an anniversary free night, and enjoy automatic Platinum Elite status.

Annual Fee$99.00
Regular APR
19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR.
Rewards Rate1x-26x points
Sign-up Bonus140,000 bonus points

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • Anniversary free night
  • Automatic elite status
  • No foreign transaction fees
  • Statement credit for Global Entry or TSA PreCheck

Things to consider

  • Annual fee
  • High regular APR
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The IHG One Rewards Premier Business Credit Card is a decent option for business owners who are loyal to the IHG brand, but it has some drawbacks. The rewards program is strong, especially for IHG stays, and the sign-up bonus is generous. The annual...