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Review

Chase Ink Business Preferred® Credit Card Review: Big Bonus and Travel Rewards

Looking for a business card with big rewards? Our review breaks down the Ink Business Preferred® Credit Card's massive sign-up bonus, valuable travel perks, and if it's the right fit for your business spending.

Annual Fee$95.00
Regular APR
19.49Min. of (6.75+12.74) and 29.99%–25.49Min. of (6.75+18.74) and 29.99% variable APR.
Rewards Rate1x-5x points
Sign-up BonusUp to 100,000 bonus points
Other Fees
No foreign transaction fees
Employee cards at no additional cost

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Transfer partners
  • Complimentary DashPass membership

Things to consider

  • Annual fee
  • High regular APR
  • Limited rewards categories
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The Ink Business Preferred card offers a solid value proposition for business owners despite its high APR. The generous rewards program, sign-up bonus, and travel perks outweigh the annual fee for businesses that can maximize the 3x bonus categories....