Review
Chase Sapphire Preferred® Credit Card Review: Great Travel Rewards for Beginners and Experts
Earning travel rewards is easy with the Chase Sapphire Preferred® Credit Card. New cardmembers can earn 75,000 bonus points, plus enjoy ongoing rewards on dining, travel, and more. Find out if its benefits outweigh the $95 annual fee.
| Annual Fee | $95.00 |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.49Min. of (6.75+20.74) and 29.99% variable APR. |
| Rewards Rate | 1x-5x points |
| Sign-up Bonus | 75,000 bonus points |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Transfer partners
- No foreign transaction fees
- Travel insurance and purchase protection
- Complimentary DashPass membership
Things to consider
- Annual fee
- High regular APR
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The Chase Sapphire Preferred earns a strong overall rating of 4.1 out of 5.0. This assessment considers a combination of factors, most notably the card's excellent rewards program, reasonable fee structure, and strong reputation. While the APR is a n...