Review
Chase Sapphire Reserve Review: Premium Travel Rewards and Extensive Perks
Is the Chase Sapphire Reserve worth its high annual fee? Our review breaks down the card's massive welcome offer, extensive travel and dining rewards, and luxury perks to help you decide.
| Annual Fee | $795.00 |
| Regular APR | 19.49Min. of (6.75+12.74) and 29.99%–27.99Min. of (6.75+21.24) and 29.99% variable APR. |
| Rewards Rate | 1x-10x points on purchases |
| Sign-up Bonus | Earn 125,000 bonus points |
| Other Fees | $195 for each authorized user For any additional guests, your card will be charged $27 per guest, per visit. Additional guests are allowed for a fee (currently $59 USD at US lounges, $59 CAD at Canadian lounges, £59 GBP in the UK and €59 Euros in Europe) per guest, per visit. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Annual travel credit
- Luxury perks
- Lounge membership
- Automatic elite status
- No foreign transaction fees
Things to consider
- High annual fee
- High regular APR
- Additional fees for guests
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The New Chase Sapphire Reserve Credit Card presents a mixed bag. Its rewards program is undeniably strong, providing substantial value for frequent travelers who can leverage the bonus categories and travel credits. However, the exorbitant annual fee...