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Review

Chase Slate® Credit Card Review: Ideal for Debt Consolidation & Large Purchases

Searching for a card to consolidate debt or finance a major expense interest-free? The Chase Slate® Credit Card shines with a generous 21-month 0% intro APR on purchases and balance transfers, but its unique focus means important trade-offs.

Annual Fee$0.00
Sign-up BonusNo signup bonus
Rewards RateNo rewards offered
Intro APREnjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.24% to 28.24% thereafter.
Regular APR
After the intro period, a variable APR of 18.24% to 28.24%.
Other Fees
Balance transfer fee applies.
Roadside service fees will be billed to your card at time of dispatch.
No Interest- just a fixed monthly fee with plan durations that range from 3-24 months.

Overview

Pros & Cons

What's great

  • No annual fee
  • Long intro APR period for purchases and balance transfers
  • Free credit score and identity monitoring
  • Purchase and extended warranty protection
  • Auto rental coverage
  • Flexible payment plan options
  • Complimentary DashPass membership

Things to consider

  • No sign-up bonus
  • No rewards
  • High regular APR
  • Balance transfer fees apply

Benefits

Drawbacks

Decision Guidance

Summary

The Chase Slate® Credit Card earns an overall rating of 3.5 ('Good') due to its exceptional strength in its niche as a debt management and balance transfer tool, significantly offset by its complete lack of a rewards program. The card's primary advan...