Review
Chase United Club℠ Business Card Review: Premium Perks for United Loyalists
Is the United Club℠ Business Card worth its high annual fee? Our review breaks down the value of its United Club membership, bonus miles, and travel perks to help you decide.
| Annual Fee | $695.00 |
| Regular APR | 19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR. |
| Rewards Rate | 1.5x-7x miles |
| Sign-up Bonus | 80,000 bonus miles + 2,000 PQP |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Lounge membership
- Luxury perks
- Automatic elite status
- No foreign transaction fees
Things to consider
- High annual fee
- High regular APR
- Requires good or excellent credit
Benefits
Drawbacks
Decision Guidance
Summary
The United Club Business Card presents a mixed bag. Its high annual fee ($695) is a major drawback, significantly impacting its value proposition. The APR is also relatively high, ranging from 19.74% to 29.99%, making it costly to carry a balance. Th...