Review
Chase United GatewaySM Card Review: Earn United miles with no annual fee
Looking for a no-annual-fee way to earn United miles? Our review breaks down the United Gateway℠ Card's rewards, perks, and sign-up bonus to help you decide if it's the right fit for your wallet.
| Annual Fee | $0.00 |
| Regular APR | After that, a variable APR of 19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99%. |
| Intro APR | 0% intro APR for 12 months from account opening on purchases. |
| Rewards Rate | 1x-7x miles on purchases |
| Sign-up Bonus | Up to 40,000 bonus miles |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Intro APR period
- Rewards on United purchases
- Rewards on gas and transit
- No foreign transaction fees
Things to consider
- High regular APR
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The United Gateway Card is a solid, no-annual-fee airline card that serves as a good entry point into the United MileagePlus program, with some notable limitations. The absence of an annual fee is a major strength, and the sign-up bonus offers a dece...