Review
Citi / AAdvantage Business Card Review: Solid AA Perks for Business Owners
Frequent American Airlines flyers, take note! This card offers a generous mileage bonus and perks like free checked bags that can make business travel a breeze.
| Annual Fee | $99.00 |
| Regular APR | The standard variable APR for purchases is 19.49% - 28.49%, based on your creditworthiness. The standard variable APR for cash advances is 29.74%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. |
| Rewards Rate | 1x-2x AAdvantage miles |
| Sign-up Bonus | 65,000 AAdvantage bonus miles |
| Other Fees | Minimum interest charge — $0.50. Fee for Foreign Purchases — None. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on some categories
- No foreign transaction fees
- American Airlines perks
Things to consider
- Annual fee
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
The Citi / AAdvantage Business card is a decent option for business owners loyal to American Airlines, but it has significant drawbacks. The high APR range (19.49% - 28.49%) is a major weakness, making it costly to carry a balance. While the rewards...