Review
Citi AAdvantage® MileUp® Card Review: Solid Value for Occasional American Flyers
Frequent American Airlines flyers, take note! The AAdvantage® MileUp® card lets you earn miles on everyday purchases like groceries, but is it the right fit for your wallet? Find out in our comprehensive review.
| Annual Fee | $0.00 |
| Regular APR | Variable APR % - % for purchases and balance transfers based on your creditworthiness The standard variable APR for purchases and balance transfers is % - %, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. The variable APR for cash advances is %. The variable Penalty APR is up to % and may be applied if you make a late payment or make a payment that is returned. |
| Rewards Rate | 1x-2x AAdvantage miles |
| Sign-up Bonus | AAdvantage bonus miles after spending |
| Other Fees | No Authorized User fee Balance transfer fee - either $ or % of the amount of each transfer, whichever is greater. Fee for Foreign Purchases - % of the U.S. dollar amount of each purchase. Cash advance fee - either $ or % of the amount of each cash advance, whichever is greater. Minimum interest charge is $. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Rewards on American Airlines purchases
- Rewards at grocery stores
Things to consider
- High regular APR
- Foreign transaction fees apply
Benefits
Drawbacks
Decision Guidance
Summary
The AAdvantage® MileUp® card is a very basic airline card that earns a 2.6 overall rating. Its main strength is the lack of an annual fee, which makes it accessible to a wide range of users. The rewards program is decent, offering 2x miles on America...