Review
Citi Double Cash® Credit Card Review: Earn 2% Cash Back on Everything
Looking for a straightforward way to earn on every purchase? The Citi Double Cash® Credit Card offers an unlimited 2% cash back on all purchases — making it a top-tier contender for everyday spending.
| Annual Fee | $0.00 |
| Regular APR | Purchase Rate: % - % Variable APR, based on your creditworthiness. The standard variable APR for Citi Flex Plan is % to %, based on your creditworthiness. Standard variable cash advance APR - %. Variable Penalty APR up to % and applies if you pay late or your payment is returned. |
| Intro APR | % Intro APR for months on balance transfers from date of account opening; after that, the variable APR will be % - %, based on your creditworthiness. |
| Rewards Rate | 1%-5% Cash Back |
| Sign-up Bonus | $ Cash Back |
| Other Fees | Minimum interest charge – $. Fee for foreign purchases – % of the U.S. dollar amount of each purchase. Cash advance fee – either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee – intro fee of % of each transfer ($ minimum) completed within the first months of account opening. After that, % of each transfer ($ minimum). |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Cashback on purchases
- Intro APR period
- No annual fee
Things to consider
- High regular APR
- Foreign transaction fees apply
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Citi Double Cash card earns an overall rating of 3.8, which places it in the 'Good' category. This rating reflects a balance of several strong features offset by some notable drawbacks. The card's primary strength lies in its simple and competiti...