Review
Citi Exxon Mobil Smart Card+ Credit Card Review: Save at the Pump
Is the Exxon Mobil Smart Card+ Credit Card the right choice for you? Our review breaks down the rewards, perks, and drawbacks to help you decide if those fuel savings add up.
| Annual Fee | $0.00 |
| Regular APR | Purchase APR: variable % - % Cash Advance APR: variable % |
| Rewards Rate | 12¢/gal or 5% back |
| Sign-up Bonus | No signup bonus |
| Other Fees | Minimum interest charge: $. Transaction fee for cash advances: Either $ or % of the amount of each cash advance, whichever is greater. |
Overview
Pros & Cons
What's great
- No annual fee
- Cashback on purchases
Things to consider
- High regular APR
- No sign-up bonus
- Limited rewards categories
- Transaction fees for cash advances
Benefits
Drawbacks
Decision Guidance
Summary
The EXXON MOBIL SMART CARD+ CREDIT CARD is a niche card with limited appeal, resulting in an overall rating of 2.4 (Fair). Its primary strength is the lack of an annual fee and the instant fuel savings at Exxon and Mobil stations. However, the high A...