Review
Citi My Best Buy® Visa® Card Review: Maximize Rewards at Best Buy
If you're a Best Buy enthusiast, the My Best Buy® Visa® Card could be your ticket to big savings, offering 5% back on purchases and special financing options. But, with a high APR, is it the right fit for your wallet?
| Regular APR | My Best Buy Visa Purchase APR: variable % - % Balance Transfer APR: variable % Cash APR: variable % |
| Rewards Rate | 1%-5% back in rewards |
| Sign-up Bonus | 10% back in rewards |
| Other Fees | balance transfer fee is the greater of $ or % of the amount of each transfer cash advance fee is the greater of $ or % of the amount of each cash advance Min. interest charge: $ |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Cashback on purchases
- No foreign transaction fees
- Rotating bonus categories
Things to consider
- High regular APR
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The My Best Buy® Visa® Card is a niche product best suited for frequent Best Buy shoppers who can take advantage of the rewards and financing options without carrying a balance. The high APR is a major drawback, making it unsuitable for general use o...