Review
Citi TSC® Visa® Card Review: Great Rewards for Tractor Supply Shoppers
If you're a Tractor Supply Co. regular, the TSC® Visa® Card could be your new favorite tool. Earn impressive rewards on TSC purchases, gas, groceries, and more, but watch out for the high APR.
| Annual Fee | $0.00 |
| Regular APR | As of December 16, 2025, Purchase APR: variable 25.66% - 32.49%. |
| Intro APR | Special Financing on purchases of $199 & up. 6 Months Financing $199 & Up; 12 Months Financing $399 & Up; 36 Months-3.99% APR Financing $1599 & Up. 3.99% on purchases of $1,599 or more until balance is paid in full. |
| Rewards Rate | 1%-5% rewards on purchases |
| Sign-up Bonus | New cardholders with qualifying purchase |
| Other Fees | Minimum interest charge: 2.00 |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Cashback on purchases
- Generous sign-up bonus
Things to consider
- High regular APR
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The TSC Visa card presents a mixed bag. Its strengths lie in the absence of an annual fee and the rewards program tailored for Tractor Supply shoppers, particularly the 5% back on TSC purchases and 3% on gas, groceries, and veterinary services. The i...