Review
Citi® / AAdvantage® Globe™ Card Review: Premium Perks for American Airlines Loyalists
Earning American Airlines miles just got easier! With a huge intro bonus, generous rewards on travel and dining, and statement credits, see if the Citi® / AAdvantage® Globe™ card is right for you.
| Annual Fee | $350.00 |
| Regular APR | Variable APR 19.49% - 29.49% on purchases and balance transfers based on your creditworthiness Variable APR for purchases, balance transfers, and Citi Flex Plans subject to an APR: 19.49% - 29.49%, based on creditworthiness. Cash advance variable APR 29.74%. Variable Penalty APR up to 29.99%. |
| Rewards Rate | 1x-6x AAdvantage miles |
| Sign-up Bonus | 90,000 AAdvantage bonus miles |
| Other Fees | Either $5 or 5% of the amount of each transfer, whichever is greater Minimum interest charge $0.50. Fee for Foreign Purchases - None. Cash advance fee: 5% of each advance ($10 minimum). Citi Flex Pay subject to Plan Fee: monthly fee up to 1.72% applies, based on Plan duration, APR that would otherwise apply to Transaction, & other factors. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on select travel and dining purchases
- No foreign transaction fees
- Lounge membership
- Automatic elite status
- Statement credits for select travel and lifestyle purchases
- First checked bag free and preferred boarding on American Airlines flights
Things to consider
- High annual fee
- High regular APR
- Balance transfer fee applies
Benefits
Drawbacks
Decision Guidance
Summary
The Citi® / AAdvantage® Globe™ card presents a mixed bag of features, resulting in an overall rating of 2.6. Its strengths lie in the rewards program, which offers elevated earning rates on American Airlines purchases, AAdvantage Hotels, dining, and...