Review
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Review: Solid AA Rewards and Travel Perks
Frequent American Airlines flyers will appreciate this card's generous sign-up bonus and the opportunity to earn double miles on restaurants, gas, and AA purchases. Plus, unlock perks like free checked bags and priority boarding!
| Regular APR | The variable APR for purchases, and balance transfers is % - %, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. The variable APR for cash advances is %. The variable penalty APR is up to % and may be applied if you make a late payment or make a payment that is returned. |
| Rewards Rate | 1x-2x AAdvantage miles |
| Sign-up Bonus | Earn AAdvantage bonus miles |
| Other Fees | For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. Minimum interest charge – $. Fee for foreign purchases - . Cash advance fee - either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee — either $ or % of the amount of each transfer, whichever is greater. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- No foreign transaction fees
- Rewards on American Airlines purchases
- Rewards at restaurants and gas stations
- First checked bag free on domestic American Airlines itineraries
- Preferred boarding on American Airlines flights
Things to consider
- High regular APR
- Balance transfer fee
- Cash advance fee
Benefits
Drawbacks
Decision Guidance
Summary
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a decent card, particularly for frequent American Airlines flyers, meriting an overall rating of 3.1. The card's strengths lie in its airline-specific perks like free checked bags an...