Review
American Express Delta SkyMiles® Reserve Card Review: Premium Perks for Delta Loyalists
Frequent Delta flyer? See if the Delta SkyMiles® Reserve American Express Card's extensive perks like lounge access, companion tickets, and status boosts outweigh its hefty annual fee.
American Express
Delta SkyMiles® Reserve American Express Card
| Annual Fee | $650.00 |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Rewards Rate | 1x-3x miles on purchases |
| Sign-up Bonus | Up to 100,000 bonus miles |
| Other Fees | The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on Delta purchases
- Luxury perks
- Lounge membership
- Automatic MQD headstart
- Annual companion certificate
Things to consider
- High annual fee
- High regular APR
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The Delta SkyMiles® Reserve American Express Card presents a mixed bag of valuable travel benefits offset by a steep annual fee and a high APR. The high annual fee and APR significantly detract from its value, especially for those who may not fully u...