Review
TD Business Solutions Credit Card Review: Simple, Unlimited 2% Cash Back
Looking for a no-nonsense business card with great cash back? The TD Business Solutions card offers unlimited 2% cash back on all purchases and a 0% intro APR, making it a strong contender for simple, high-value rewards.
| Annual Fee | $0.00 |
| Regular APR | After that, 17.49%, 22.49% or 27.49% variable APR based on your creditworthiness. 17.49%, 22.49% or 27.49% variable APR based on your creditworthiness 28.74% variable APR |
| Intro APR | 0% introductory APR for first 12 billing cycles after account opening. |
| Rewards Rate | 2% Cash Back |
| Sign-up Bonus | $250 Cash Back |
| Other Fees | Balance Transfer Fee: $5 or 5% of transfer whichever amount is greater Minimum Interest Charge: $1 Cash Advance Fee: $10 or 5% of advance whichever amount is greater Foreign Transaction Fee: 3% of each transaction in U.S. dollars Late Payment: Up to $40 Return Payment: $39 |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- High rewards rate
- Cashback on purchases
Things to consider
- High regular APR
- Foreign transaction fees apply
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The TD Business Solutions Credit Card is a mixed bag. Its strengths lie in the unlimited 2% cash back on all purchases and the absence of an annual fee, making it a straightforward and valuable option for small business owners. The $250 sign-up bonus...