Review
TD Cash Credit Card Review: Solid Rewards and Intro APR Offer
Looking for a flexible cash-back card with no annual fee? Our TD Cash Credit Card review breaks down its customizable rewards, intro APR offer, and who will benefit most.
| Annual Fee | $0.00 |
| Regular APR | After that, 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. After that, 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. 28.74% variable APR |
| Intro APR | 0% intro APR on balance transfers and purchases for the first 15 billing cycles after account opening. |
| Rewards Rate | 3% and 2% Cash Back |
| Sign-up Bonus | $200 Cash Back |
| Other Fees | Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. $1 $10 or 5% of advance whichever amount is greater 3% of each transaction in U.S. dollars Up to $40 Up to $40 |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Intro APR period
- No annual fee
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- Foreign transaction fees apply
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The TD Cash Credit Card is a decent cash back card with some appealing features, but also some notable drawbacks. Its strengths include the customizable rewards categories (3% and 2% cash back on chosen categories), a sign-up bonus, and no annual fee...