Review
TD Clear with $1,000 Credit Limit Review: Predictable Fees for Balance Management
Tired of unpredictable credit card interest? The TD Clear Card replaces variable APRs with a flat $10 monthly fee, offering transparent balance management, but is it worth the cost?
| Annual Fee | $0.00 |
| Other Fees | Monthly Fee $10 Monthly Membership Fee ($120 annualized) Balance Transfer Fee $0 Cash Advance Fee $0 Foreign Transaction Fee $0 Late Payment Fee $0 Returned Payment $0 |
Overview
Pros & Cons
What's great
- No annual fee
- No late payment fees
- No foreign transaction fees
Things to consider
- No rewards
- No sign-up bonus
- Monthly membership fee
Benefits
Drawbacks
Decision Guidance
Summary
The TD Clear card presents a mixed bag. Its primary appeal is the predictable monthly fee structure instead of interest, which could benefit those who consistently carry a balance. The absence of late payment and foreign transaction fees is also a pl...