Review
Wells Fargo Active Cash® Credit Card Review: Simple, flat-rate rewards for everyday spending
Looking for a straightforward cash-back card? The Wells Fargo Active Cash® Credit Card offers a simple, flat-rate rewards program on every purchase, plus a generous welcome bonus and intro APR.
| Annual Fee | $0.00 |
| Regular APR | After that your variable APR will be 18.49%, 24.49% or 28.49%. |
| Intro APR | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. Balance transfers made within 120 days qualify for the intro rate and fee. |
| Rewards Rate | 2% Cash Back |
| Sign-up Bonus | $200 cash rewards bonus |
| Other Fees | There is a 3% fee for each foreign transaction amount converted to U.S. dollars. Yes, typically there is a balance transfer fee associated with the Wells Fargo Active Cash Card. Any cash advance fees and interest charges that are associated with your credit card account would apply. Current fee for a standard service call will be confirmed at the time service is requested. |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Intro APR period
- Cashback on purchases
Things to consider
- High regular APR
- Foreign transaction fees apply
Benefits
Drawbacks
Decision Guidance
Summary
The Wells Fargo Active Cash card is a solid offering, meriting an overall rating of 3.8. Its primary strengths lie in its simple and valuable rewards program, particularly the unlimited 2% cash back on all purchases and the generous sign-up bonus. Th...