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Review

Wells Fargo Autograph® Card Review: Earn Big Rewards Without an Annual Fee

Looking for a rewards card that fits your lifestyle without the annual fee? The Wells Fargo Autograph Card lets you earn 3X points on travel, dining, gas and more!

Annual Fee$0.00
Regular APR
18.49%, 24.49% or 28.49% variable APR thereafter.
Intro APR0% intro APR for 12 months from account opening on purchases.
Rewards Rate1x–3x points
Sign-up Bonus20,000 bonus points

Overview

Pros & Cons

What's great

  • No annual fee
  • Intro APR period
  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees

Things to consider

  • High regular APR
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The Wells Fargo Autograph Card earns an overall rating of 3.8 out of 5.0. This assessment considers its strengths in rewards and fees, balanced against a moderate APR and the mixed reputation of its issuer, Wells Fargo. The card's strong rewards prog...