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Review

Wells Fargo Choice Privileges® Mastercard® Review: Great Value with No Annual Fee

Looking for a hotel rewards card that doesn't break the bank? The Choice Privileges® Mastercard® offers a generous welcome bonus and solid rewards on everyday spending, all with no annual fee!

Annual Fee$0.00
Rewards Rate1x–5x points
Sign-up Bonus60,000 bonus points

Overview

Pros & Cons

What's great

  • No annual fee
  • Generous sign-up bonus
  • Automatic elite status
  • No foreign transaction fees
  • Rewards on purchases

Things to consider

  • High regular APR
  • Limited rewards categories
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The Choice Privileges Mastercard earns an overall rating of 2.7 out of 5.0. While the card excels in its fee structure with no annual fee and no foreign transaction fees, making it accessible and cost-effective for travelers, its high APR significant...