IHG One Rewards Traveler Credit Card

Sign-up bonuses

• Earn 90,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
• Plus, up to 30,000 bonus points by earning an additional 3x on purchases, except at IHG Hotels & Resorts, in the first 6 months from account opening on up to $10,000 spent.

Rewards

• up to 17X total points per $1 spent when you stay at IHG® Hotels and Resorts.
• That's 5X points with this card.
• Plus up to 10X points from IHG® on stays for being an IHG One Rewards member.
• Plus up to 2X points from IHG® on stays with Silver Elite Status, a benefit of this card.
• Earn 3X total points on dining, utilities, select streaming services, and at gas stations.
• Earn 2X points per $1 spent on all other purchases.

Other features

• Automatic Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.
• Earn 10,000 bonus points after you spend $10,000 each calendar year.
• Redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.
• Gold Elite Status Each calendar year you make purchases totaling $20,000 or more, you, as the primary cardmember, will qualify for Gold Elite Status through December 31st of the following year.
• Save 20% on Rewards Points Purchases Save 20% when you purchase points with your IHG One Rewards Traveler credit card.
• Early Access to IHG Reward Night Sales As an IHG One Rewards Cardmember, you are eligible for early access to Reward Night sales each year.
• Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
• Trip Cancellation and Interruption Insurance If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
• No foreign transaction fees You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
• Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
• Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
• Earn up to 50K bonus points per year. You can earn 10,000 bonus points for each friend that gets approved for a participating IHG One Rewards Credit Card.

Additional Notes

This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products. Specific limitations apply to New York residents: Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection - coverage period is 90 days from the date of purchase.