Review
Chase IHG One Rewards Traveler Credit Card Review: Great Value With No Annual Fee
Looking for a hotel rewards card without the annual fee? Our review of the IHG One Rewards Traveler card dives into its generous sign-up bonus, impressive rewards rates, and money-saving travel perks.
| Annual Fee | $0.00 |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Rewards Rate | 2x-17x points |
| Sign-up Bonus | 90,000 bonus points |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Automatic elite status
- No foreign transaction fees
- No annual fee
- Rewards on dining, utilities, gas, and IHG stays
- Redeem 3 nights, get the 4th night free
Things to consider
- High regular APR
- Requires good or excellent credit
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The IHG One Rewards Traveler Credit Card is a decent option for travelers who frequently stay at IHG hotels, but its value is somewhat limited for those who don't. The lack of an annual fee and foreign transaction fees is a major plus, and the reward...