Review
Capital One Spark 1% Classic Review: Good option to build business credit
Considering the Capital One Spark 1% Classic? If you're a business owner with fair credit, this card could be your ticket to building a solid credit profile, thanks to its straightforward rewards and no annual fee.
Capital One
Spark 1% Classic
| Annual Fee | $0.00 |
| Regular APR | Purchase Rate 28.99% variable APR with your Spark 1% Classic card |
| Rewards Rate | 1% Cash Back, 5% on travel |
| Sign-up Bonus | No signup bonus |
Overview
Pros & Cons
What's great
- No annual fee
- Cashback on purchases
- No foreign transaction fees
- Low credit score requirement
- Free employee cards
- Roadside assistance
Things to consider
- High regular APR
- No sign-up bonus
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The Capital One Spark 1% Classic is a fair credit card primarily designed for business owners with fair credit seeking to establish or rebuild their credit. Its strengths lie in its no-annual-fee structure and accessibility to those who might not qua...