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Review

Chase Freedom Flex Credit Card Review: Maximize cash back with rotating categories

Looking for a no-annual-fee card that gives you more? Our review breaks down how to maximize cash back with the Chase Freedom Flex and its rotating bonus categories.

Annual Fee$0.00
Regular APR
After the intro period, a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%.
Intro APR0% intro APR for 15 months from account opening on purchases and balance transfers.
Rewards Rate1%-5% Cash Back
Sign-up Bonus$200 bonus
Other Fees
Balance transfer fee applies, see pricing and terms for more details.

Overview

Pros & Cons

What's great

  • No annual fee
  • Intro APR period
  • Generous sign-up bonus
  • Cashback on purchases
  • Rotating bonus categories

Things to consider

  • High regular APR
  • Limited rewards categories
  • Balance transfer fee applies

Benefits

Drawbacks

Decision Guidance

Summary

The Chase Freedom Flex is an excellent card, particularly for those who can maximize its rotating bonus categories. Its strengths lie in its robust rewards program, no annual fee, and solid reputation. The 5% rotating categories and the 3% on dining...