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Review

Chase Instacart Mastercard Review: Great Rewards for Instacart Shoppers

If you're an Instacart devotee, the Instacart Mastercard could be your ticket to sweet rewards on groceries and travel. But is it the right card for your wallet? Our review dives deep.

Annual Fee$0.00
Regular APR
18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR.
Rewards Rate1%-5% Cash Back
Sign-up Bonus$50 Instacart credit

Overview

Pros & Cons

What's great

  • No annual fee
  • Generous sign-up bonus
  • Cashback on purchases
  • No foreign transaction fees

Things to consider

  • High regular APR
  • Limited rewards categories
  • Requires good or excellent credit

Benefits

Drawbacks

Decision Guidance

Summary

The Instacart Mastercard is a decent card, primarily valuable for frequent Instacart users. Its strengths lie in the absence of an annual fee, a reasonable rewards program, and a $50 Instacart credit sign-up bonus. The 5% cash back on Instacart and C...

Chase Instacart Mastercard Review: Great Rewards for Instacart Shoppers