Review
Discover it® Chrome Gas & Restaurant Credit Card Review: Great rewards for gas and dining
Looking for a straightforward rewards card? Our review breaks down how the Discover it® Chrome Gas & Restaurant Credit Card can double your cash back in the first year, especially on gas and dining.
| Annual Fee | $0.00 |
| Regular APR | Then 17.49% to 26.49% Standard Variable Purchase APR Cash Advance APR: 28.49% variable. |
| Intro APR | 0% intro APR for 15 months on purchases and balance transfers and 3% intro Balance Transfer Fee until April 10, 2026. Then 17.49% to 26.49% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply. |
| Rewards Rate | 2% Cash Back, 1% all purchases |
| Sign-up Bonus | Unlimited dollar-for-dollar match first year |
| Other Fees | Cash advance fee: greater of $10 or 5% of the advance amount. Balance transfer fee: 3% Intro fee of the amount transferred; 5% fee for future transfers. Minimum interest charge: $.50. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- Limited rewards categories
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Discover it® Chrome Gas & Restaurant Credit Card is a decent card, especially for those new to credit or who prefer a straightforward rewards program. Its strengths lie in the lack of an annual fee, the solid first-year Cashback Match, and the 2%...