Review
USAA Rewards™ Visa Signature® Credit Card Review: Simple Rewards for USAA Members
If you're a USAA member seeking a straightforward rewards card without annual fees, the USAA Rewards™ Visa Signature® Credit Card might be your perfect fit—earn on gas, dining, and more!
| Annual Fee | $0.00 |
| Regular APR | 13.40% to 27.40% Variable Regular APR No Penalty APR |
| Rewards Rate | 1x–2x points |
| Other Fees | No Foreign Transaction Fees Balance Transfer and Cash Advance fee is 5% of each transaction amount. There is a transaction fee of 5% of the amount of each Balance Transfer, Convenience Check and Cash Advance. The Cash Advance fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account. |
Overview
Pros & Cons
What's great
- No annual fee
- No foreign transaction fees
- Rewards on dining and gas
- Travel insurance coverage
Things to consider
- High regular APR
- No sign-up bonus
Benefits
Drawbacks
Decision Guidance
Summary
The USAA Rewards™ Visa Signature® Credit Card receives an overall rating of 2.7 out of 5.0. While the card benefits from having no annual fee and no foreign transaction fees, its high APR range and mediocre rewards program significantly limit its app...