Review
USAA Secured Visa® Platinum Credit Card Review: Build Credit with No Annual Fee
Looking to build credit without the burden of annual or foreign transaction fees? The USAA Secured Visa® Platinum Credit Card could be your straightforward solution, offering a chance to improve your credit score with responsible use.
| Annual Fee | $0.00 |
| Regular APR | 26.40% Variable Regular APR |
| Other Fees | Balance Transfer and Cash Advance fee is 5% of each transaction amount. There is a transaction fee of 5% of the amount of each Balance Transfer, Convenience Check and Cash Advance. The Cash Advance fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account. |
Overview
Pros & Cons
What's great
- No annual fee
- No foreign transaction fees
- Low credit score requirement
Things to consider
- High regular APR
- No sign-up bonus
- No rewards
Benefits
Drawbacks
Decision Guidance
Summary
The USAA Secured Visa Platinum Credit Card receives an overall rating of 2.8 out of 5.0. This reflects a 'Fair' assessment, acknowledging that while the card serves a specific purpose—credit building—it has significant limitations.
The card's stren...