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No Annual Fee Credit Card Reviews

These no-annual-fee card reviews help you earn rewards without paying yearly fees. We evaluate which cards deliver meaningful value through cash back, points, or perks despite having zero annual cost. Perfect for maximizing benefits while keeping your costs minimal.

75 Reviews Found
Discover it® Cash Back Credit Card
Discover
Discover it® Cash Back Credit Card
4.1

Looking for a no-annual-fee card that rewards you? The Discover it® Cash Back Credit Card offers a high 5% cash back rate on rotating quarterly categories, plus Discover will match all the cash back you've earned at the end of your first year!

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Chase Freedom Flex Credit Card
Chase
Chase Freedom Flex Credit Card
4.1

Looking for a no-annual-fee card that gives you more? Our review breaks down how to maximize cash back with the Chase Freedom Flex and its rotating bonus categories.

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Discover it® Student Cash Back
Discover
Discover it® Student Cash Back
3.6

Looking for a student card that rewards you? The Discover it® Student Cash Back card lets you earn an impressive 5% cash back on everyday categories and matches all cash back earned in your first year!

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Chase Freedom Unlimited® Credit Card
Chase
Chase Freedom Unlimited® Credit Card
3.5

Looking for a no-annual-fee card that packs a punch? Our review dives deep into Chase Freedom Unlimited®'s impressive cash back, intro APR, and valuable perks to help you decide if it's the right fit for your wallet.

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Wells Fargo Active Cash® Credit Card
Wells Fargo
Wells Fargo Active Cash® Credit Card
3.8

Looking for a straightforward cash-back card? The Wells Fargo Active Cash® Credit Card offers a simple, flat-rate rewards program on every purchase, plus a generous welcome bonus and intro APR.

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American Express
Blue Cash Everyday® Card
3.6

Looking for a no-annual-fee credit card with great cash back? The Blue Cash Everyday® Card offers impressive rewards on everyday spending like groceries and gas, plus a $200 welcome bonus.

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Discover
NHL® Discover it® Credit Card
3.3

Looking for a card that rewards you and shows off your team pride? The NHL® Discover it® Credit Card offers a lucrative Cashback Match in your first year, plus a design featuring your favorite hockey team.

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Discover it® Student Chrome
Discover
Discover it® Student Chrome
3.6

Looking for a great first credit card? The Discover it® Student Chrome card could be it! Read our review to find out how you can effectively double your cash back rewards in the first year.

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Discover it Miles
Discover
Discover it Miles
3.6

Looking for a simple travel card with a potentially huge first-year bonus? The Discover it Miles card matches all the miles you earn in your first year, with no limit and no annual fee!

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REI Co-op Mastercard
Capital One
REI Co-op Mastercard
3.5

If you're an REI Co-op member, the REI Co-op Mastercard could be your ticket to earning serious rewards on outdoor gear and everyday purchases. Get the lowdown on earning potential, perks, and whether it aligns with your spending habits.

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Wells Fargo Autograph® Card
Wells Fargo
Wells Fargo Autograph® Card
3.8

Looking for a rewards card that fits your lifestyle without the annual fee? The Wells Fargo Autograph Card lets you earn 3X points on travel, dining, gas and more!

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Citi
Citi Custom Cash® Card
3.8

Looking for a straightforward way to earn rewards? The Citi Custom Cash® Card automatically gives you 5% cash back on your top spending category each month, making it a great no-annual-fee option.

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Bank of America® Unlimited Cash Rewards Credit Card for Students
Bank of America
Bank of America® Unlimited Cash Rewards Credit Card for Students
3.5

Looking for a student card that offers great cash back and a long intro APR period? The Bank of America® Unlimited Cash Rewards Credit Card for Students might be the perfect fit.

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Prime Visa
Chase
Prime Visa
3.5

If you're a Prime member, the Chase Prime Visa could be your ticket to maximizing rewards. Enjoy unlimited 5% back at Amazon, Whole Foods, and more, plus a $150 gift card upon approval!

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Bank of America® Travel Rewards Credit Card
Bank of America
Bank of America® Travel Rewards Credit Card
3.6

Looking for a simple travel rewards card with no annual fee? This Bank of America® Travel Rewards Credit Card review dives deep into its flat-rate rewards, valuable perks, and how existing Bank of America customers can maximize their earnings.

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United GatewaySM Card
Chase
United GatewaySM Card
3.3

Looking for a no-annual-fee way to earn United miles? Our review breaks down the United Gateway℠ Card's rewards, perks, and sign-up bonus to help you decide if it's the right fit for your wallet.

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Bank of America® Customized Cash Rewards Credit Card
Bank of America
Bank of America® Customized Cash Rewards Credit Card
3.3

Looking for a flexible cash-back card? With the Bank of America® Customized Cash Rewards credit card, you get to choose how you earn 3% cash back, plus enjoy a $200 bonus.

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Susan G. Komen® Customized Cash Rewards Visa® credit card from Bank of America
Bank of America
Susan G. Komen® Customized Cash Rewards Visa® credit card from Bank of America
3.3

With the Susan G. Komen® Customized Cash Rewards Visa® credit card, you can earn up to 6% cash back in your chosen category for the first year and support breast cancer research. Is this the right card for you?

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One Key™ Card
Wells Fargo
One Key™ Card
3.1

Earning 3% back on travel with Expedia, Hotels.com, and Vrbo is only the beginning. Our review breaks down how the One Key™ Card also earns big on everyday spending, but comes with a catch.

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Bank of America® Unlimited Cash Rewards Credit Card
Bank of America
Bank of America® Unlimited Cash Rewards Credit Card
3.2

Looking for a straightforward cash-back card? The Bank of America Unlimited Cash Rewards card offers a simple, unlimited 1.5% cash back on every purchase, and even more for Bank of America Preferred Rewards members.

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American Express
Hilton Honors American Express Card
3.6

Earning Hilton Honors points without an annual fee is now possible! Read our review to see if the Amex Hilton Honors card is the right hotel rewards card for you.

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Discover it® Chrome Gas & Restaurant Credit Card
Discover
Discover it® Chrome Gas & Restaurant Credit Card
3.1

Looking for a straightforward rewards card? Our review breaks down how the Discover it® Chrome Gas & Restaurant Credit Card can double your cash back in the first year, especially on gas and dining.

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Wells Fargo Attune® Card
Wells Fargo
Wells Fargo Attune® Card
3.4

Looking for a credit card that rewards your lifestyle? The Wells Fargo Attune® Card offers an impressive 4% cash rewards on self-care, entertainment, and impactful purchases, plus cell phone protection, making it a solid choice for the right spender.

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Bank of America® Customized Cash Rewards Credit Card for Students
Bank of America
Bank of America® Customized Cash Rewards Credit Card for Students
3.2

Looking for a student credit card that rewards your spending habits? The Bank of America Customized Cash Rewards Credit Card for Students lets you pick your bonus category and offers a $200 bonus.

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Marriott Bonvoy Bold® Credit Card
Chase
Marriott Bonvoy Bold® Credit Card
3.2

The Marriott Bonvoy Bold® Credit Card offers great value for Marriott loyalists, with a generous sign-up bonus and automatic Silver Elite status, all for a $0 annual fee. Is it the right travel card for you?

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IHG One Rewards Traveler Credit Card
Chase
IHG One Rewards Traveler Credit Card
3.1

Looking for a hotel rewards card without the annual fee? Our review of the IHG One Rewards Traveler card dives into its generous sign-up bonus, impressive rewards rates, and money-saving travel perks.

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Discover it® Secured Credit Card
Discover
Discover it® Secured Credit Card
2.9

Want to build credit and earn rewards? The Discover it® Secured Credit Card offers cash back on purchases, plus Discover will match all the cash back you've earned at the end of your first year!

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DoorDash Rewards Mastercard
Chase
DoorDash Rewards Mastercard
3.1

If you're a DoorDash devotee, the Chase DoorDash Rewards Mastercard could be your perfect pairing. Enjoy generous cash back on delivery and dining, plus a free DashPass perk.

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Citi Strata℠ Card
Citi
Citi Strata℠ Card
3.3

Looking for a no-annual-fee credit card that still packs a rewards punch? Our review of the Citi Strata℠ Card dives deep into its impressive points system, flexible bonus categories, and travel perks.

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Bank of America® Travel Rewards Credit Card for Students
Bank of America
Bank of America® Travel Rewards Credit Card for Students
2.8

Looking to turn textbooks and late-night pizza into travel rewards? The Bank of America® Travel Rewards Credit Card for Students offers a simple way for students to earn points on every purchase.

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