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Cash Back Credit Card Reviews

Our cash back card reviews break down which cards actually put money back in your pocket. We analyze earning rates across different spending categories, redemption flexibility, and whether those high percentages are realistic for everyday use. Find cards that maximize your returns without complex point systems or redemption restrictions.

71 Reviews Found
TD Cash Secured Credit Card

TD Bank

TD Cash Secured Credit Card
2.3

The TD Cash Secured Credit Card offers surprisingly strong cash back rewards for a secured card, ideal for building credit. However, a $29 annual fee and high APR mean maximizing benefits requires paying your balance in full each month.

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Gap Encore Mastercard

Barclays

Gap Encore Mastercard
2.1

If you're a loyal Gap brand shopper, the Gap Encore Mastercard could be rewarding, with 5x points on purchases at Gap, Old Navy, and more. But with a high APR, it's only worth it if you pay your balance in full each month!

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Credit One Bank Wander American Express Card

Credit One

Credit One Bank Wander American Express Card
2.3

The Credit One Bank Wander American Express Card offers great rewards on dining, gas, and travel for those with good credit. But is it worth the annual fee and high APR? Find out in our review.

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Dillard’s Credit Card

Citi

Dillard’s Credit Card
1.7

For loyal Dillard's shoppers, the Dillard’s Credit Card offers store-specific rewards and perks. But our review reveals why its high APR and narrow benefits make it suitable for only the most disciplined spenders.

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Credit One Bank Secured Card

Credit One

Credit One Bank Secured Card
2.2

The Credit One Bank Secured Card uniquely combines a $0 annual fee and rewards for building credit, even letting your security deposit earn interest. But with a high 29.74% APR, is this a smart choice for your credit-building journey?

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Credit One Bank Platinum X5 Visa Signature Card

Credit One

Credit One Bank Platinum X5 Visa Signature Card
2.3

Earning 5% cash back on everyday purchases like gas and groceries, the Credit One Platinum X5 card offers surprisingly high rewards for those with fair credit, but is it worth the $95 annual fee and high APR?

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Credit One Bank NASCAR® American Express® Card

Credit One

Credit One Bank NASCAR® American Express® Card
1.7

Looking to build credit and show off your NASCAR fandom? The Credit One Bank NASCAR® American Express® Card could be your ticket, but with a high APR and potential annual fee, is it worth the ride?

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Credit One Bank Premier American Express Card

Credit One

Credit One Bank Premier American Express Card
1.8

Looking to build credit and earn rewards? The Credit One Bank Premier American Express Card could be your ticket, offering access to Amex perks, but its high APR means responsible spending is key.

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Platinum Visa for Rebuilding Credit

Credit One

Platinum Visa for Rebuilding Credit
1.7

Looking to rebuild your credit? The Credit One Platinum Visa offers an unsecured option with rewards, but its high fees and APR demand careful consideration.

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Credit One Bank Platinum Rewards Visa Card

Credit One

Credit One Bank Platinum Rewards Visa Card
0.8

Our Credit One Bank Platinum Rewards Visa Card review explores how it helps build credit with 1% cash back on everyday purchases. Discover if its rewards and accessibility are worth the high APR and annual fee.

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Credit One Bank American Express® for Rebuilding Credit

Credit One

Credit One Bank American Express® for Rebuilding Credit
0.5

Our review of the Credit One Bank American Express® for Rebuilding Credit examines if its cash back and Amex network perks justify the notable annual fees, or if there are more cost-effective ways to build your credit.

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